We Put Homebuyers Together with Their Dream Homes
From the time you begin dreaming about a new home to the day you walk through the front door with the keys in your hand, a lot of things must happen. And you can depend on us to make your journey from dreams to reality as smooth as possible. Our team of experienced professionals has the enthusiasm and in-depth knowledge to handle the unique circumstances of any real estate transaction–especially yours. We're fully experienced to anticipate your needs, prepared to answer your questions promptly, and to keep you informed of every important detail during the process.
What's Next? A Guide for Homebuyers
Whether you're a first-time homebuyer or you're familiar with the home buying experience, you know that having accurate information is invaluable. We've included several helpful features here that will assist you in making informed decisions about buying your next home.
Use this simple mortgage calculator which allows you to input different interest rates, loan amounts and mortgage length so you can estimate your monthly payment. The amortization schedule shows you how much of your payment goes toward the principle and how much towards interest. Need help? Contact us by email or call 888.602.2208.
DISCLAIMER: The figures shown in the above calculator are based upon conventional program guidelines. Other loan programs are available. Calculations by this tool are believed to be accurate, yet are not guaranteed. Further review is necessary to obtain an exact qualification. If you have less than 20% equity in your home, a monthly mortgage insurance payment may be required.
Relocating to the Hampton Roads area? We can help.
If you're thinking about relocating to the Hampton Roads region, we can introduce you to the area's many neighborhoods and homes. We'll also give you an insider's perspective on important matters such as schools and youth activities, medical facilities, shopping, dining, recreation and cultural activities. Meet the Crestline Realty Team
FAQs for Homebuyers
Q: I'm a first-time homebuyer. How much money do I need to buy a home?
The cost of the home and the type of mortgage you get are big factors in determining how much money you need. The three costs you need to consider are earnest money—the deposit you make when submitting your offer, the down payment—the percentage of the cost of the home you will pay at settlement, and closing costs—the costs incurred to process the paperwork involved in buying a house. Our New Homes Specialist are available to walk you thru the complicated process, making a daunting task simple and easy. Questions? Contact a Crestline Realty Professional now..
Q: What are the advantages of working with a real estate agent?
A. Real Estate Agents are licensed real estate professionals who can guide you through the home buying process. They can help you determine the price range you can afford, locate homes that may interest you through the multiple listing service, provide access to homes that are on the market, explain the different kinds of mortgages available to you and help you navigate all the paperwork. Working with a Real Estate Agent doesn't cost you a thing; their commission typically comes from the home seller, not the buyer. Questions? Contact a Crestline Realty Professional now..
Q: What are the benefits of buying a new home versus an existing home?
When you purchase a new home, you’re starting with a blank canvas that you can fill with your own personal vision of what a dream home should look like.
Existing flooring, countertops, colors, and more may not suit your taste. Appliances, windows, and other features may need repair or replacement. Later, you may even discover lingering damage in cladding materials or reduced efficiency in mechanical systems.
Product enhancements over the years, along with recent building code changes, have dramatically increased the performance and efficiency standards for new homes built today!
Additionally, with our preferred builder, Ainslie Group, you can choose from hundreds of customizing options!
Ainslie Group's Design Allowance allows you to personalize your home to meet your lifestyle. You may want to add structural options, like a sunroom, screened porch, game room or even a spa. Inside, you can choose materials and colors that match your décor and add the ambiance to create your life spaces. From back yard gazebos and in-ground pools to roof mounted decks and cupolas, you can choose options that will make your home a true reflection of your lifestyle.
Ainslie Group designers help you create your own dream home!
Each of our affiliated divisions specializes in unique home styles, sizes and features. Whether you're looking for an 900 Sq Ft Urban Loft at the beach, or a 9,000 Sq Ft custom designed French Chateau in the country, our building and design team, with over 200 years combined experience, can assist in creating your masterpiece.
Ainslie Group professional interior designers will help you create a new home that reflects your own personal style. At our fully equipped Design Center, we meet with every owner to assist in the selection of over 200 features, ranging from basic floor and wall coverings to extended room configurations, hand laid granite, marble, stone and tile and custom designed indoor and outdoor entertainment areas.
Ainslie Group helps you create your dream home—one that perfectly meets your lifestyle, tastes, and desires! With our hundreds of customizing options, your new Ainslie Group home will be as unique as you are.
Your new home will be a reflection of you and a work of art, for many years to come!
For more information on our preferred builders please visit the Ainslie Group website to select one of our award-winning builders.
Q: What are the benefits of buying an existing or older home?
In a built-out neighborhood everything is already in place. You can see how the area has developed over time and decide if it's right for you.
Some points to consider:
- Is it a transient neighborhood or have most homeowners been living there for many years?
- Resale homes may provide an opportunity for negotiation if the seller is willing to compromise on price or repair costs.
- Getting a home inspection and establishing a repair allowance can help you avoid the expense of making home improvements immediately.
- Homes in existing neighborhoods may not have the amenities that new home communities provide. You may feel that the compromise is worth it and you can add improvements yourself later down the road.
- To decide if buying a resale home is right for you, weigh all the factors: the home’s location and amenities, your purchase costs, and the amount of time and money you want to spend on improvements.
Q: Should I get a home inspection for a home I'm interested in purchasing?
A: Yes and No! If you are buying a previously owned home then getting a home inspection is one of the best ways to find out exactly what you're buying. The cost of a professional home inspection is money well spent in comparison to the costs of unexpected repairs to correct defects in the home you've purchased. But, if you are buying a new home, generally the expense of a home inspection is not needed if you are purchasing from a reputable builder. Select from one of our preferred builders by going to ainsliegroup.com. These builders are industry leaders in the home building community of Tidewater Virginia and have won numerous awards from the home building community.
If you need to sell your home in order to buy a new home, there are a multitude of tips to help you do so. These are just a few: